Can I Keep My Deeds?
All land and property has a document detailing the chain of ownership, this is known as the title deeds and can include previous conveyances and owners, contracts for sale and leases, as well as other useful information.
The Land Registry stores digital records of title deeds for property in England and Wales, as the original documents are scanned and returned to the conveyancing solicitor who has lodged them. If you are trying to trace your original deeds, the first ports of call should be your mortgage lender or the conveyancing solicitor who oversaw the sale when you first purchased the property.
When selling your property, you will be required to hand over the deeds to your conveyancing solicitor so that these may be passed to the purchaser, particularly if the property has not been added to the Land Registry.
In addition to listing previous ownership, title deeds also detail legal boundaries and can therefore be useful in resolving issues, such as any potential disputes.
On occasion it may be possible to retain the old deeds, but only if these are held on the Land Registry’s database.
The majority of property will already be logged on the Land Registry, but if not, you will need to apply for first registration. In order to do this, you will be required to verify your ID and provide a statutory declaration. Not having access to the property’s original deeds can make this process more complicated, however, our experience and knowledge will ensure you have the support and guidance you need to complete this process.